Scotsman Guide Media is committed to providing quality information and services to the mortgage origination community. To do this, we need to know a little about you. For the purposes of data protection, Scotsmanguide.com is the Internet publishing platform for Scotsman Guide Media. The Web site is hosted in the United States.
What information do we collect?
We collect only the domain name but not the e-mail address of visitors to our Web pages. We also collect any additional information volunteered by the consumer, such as survey information and/or site registrations. We also collect aggregate and user-specific information on what pages users access or visit. The information we collect is used for internal review to improve the content of our Web pages. In addition, in the case of registered users of the Scotsman Guide Loan Post feature, we provide broker contact information to lenders who advertise in Scotsman Guide and reply to a specific broker loan posting unless they select otherwise. This information is not sold or traded with other organizations for commercial purposes, though occasionally, we may send you information on behalf of carefully selected commercial partners.
The search facility
Banner advertisements on the search-results page or the Scotsman Guide Loan Post page may be matched to suit the results of your search or loan scenario.
What about the information requested during registration?
When registering with the Scotsman Guide Loan Post service, we need information from you that identifies you personally. These include your name, company name, e-mail address and telephone number. We also ask some further, voluntary questions so we can gain a clearer understanding of our users. We need your e-mail address in order to send you confirmation of your user identity and password and to send you email alerts of lender replies. In addition, we collect your contact information (name, company name, e-mail address and phone number) so that we can provide lenders who advertise in Scotsman Guide and who respond to your loan posting scenarios with your contact information if you agree to have your contact information displayed. Please note that the “Show Contact Information” is pre-selected. If you do not want your contact information made available to lenders responding to your postings, please unselect the box.
People who send us their telephone numbers online may receive telephone contact from lenders who advertise in Scotsman Guide and who respond to your specific posting scenarios.
Subscriptions
We offer one free ongoing subscription of Scotsman Guide's print residential and commercial editions to every mortgage-origination office that brokers loans in the United States. For subscriptions, renewals and for BPA audit purposes we collect company name, company type, address, e-mail address and other optional information. E-mail address is required for contacting you about any problems with your subscription request and/or renewal, or for BPA auditing purposes. We do not sell or use your e-mail address for any other purposes.
Your privacy is important to us
We strive to do everything we can to protect the privacy of our users. We may at times establish a business relationship with other people or entities that we believe to be trustworthy and that we have asked to confirm their privacy policies is consistent with ours. In these cases, we may allow these people or entities to contact you regarding products or services that may be of interest to you.
If you wish to opt out of such third-party communications, click here. In addition, on a limited basis, we may provide access to our subscriber information to qualified third-party industry-research firms solely for the purpose of assessing current information on the industry, practices, size and current market trends.
From time to time, we may use customer information for new, unanticipated uses not previously disclosed in our privacy notice. If our information practices change at some time in the future we will post the policy changes on our website to notify you of these changes and provide you with the ability to opt out of these new uses. If you are concerned about how your information is used, we recommend that you review this privacy statement periodically, as Scotsman Publishing may update it.
Purchasing by credit card
To verify your credit card purchase, we have to ask you to present your details in a specific way.
Here are some tips to help you ensure that your details are entered correctly:
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First and last name: Your name must be entered exactly as it is printed on your card and statement. If this includes a middle initial, this should be entered along with your first name in this fashion: First Name: Michelle A Last Name: Smith
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Address: This must be entered as it appears in your credit-card records.
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State/Province: Only complete this field if you have entered "U.S./Canada" as your country.
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Telephone number: Nonnumeric characters are ignored by the verification system, and consequently it will not matter if you insert hyphens, spaces or leave blank spaces in between the numerals.
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Credit card number: Nonnumeric characters are ignored by the verification system, and consequently it will not matter if you insert hyphens, spaces or leave blank spaces in between the numerals.
Information about secure ordering online
We are committed to ensuring the security and privacy of information supplied by our customers. The site uses a secure server that encrypts all your credit-card information to ensure that no one else can view the details. The security of the connection will be confirmed by the presence of the padlock icon in the lower right hand corner or lower left hand corner of your browser.
Linking to and from Scotsman Guide Media Web site
Please contact us at feedback@scotsmanguide.com if you would like to link to or from our site, and we will advise you about our policies. Please provide full details of your site and how the linking will be used.
